FGTS Futuro: what is it and who is entitled to this modality?

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The house can be used for discharge and he will not receive the money used back; High risk, since there is no certainty of job stability. How to use FGTS Futuro to finance your property? The FGTS Futuro will have 2 ways to be used, check below how they will be. Amortize mortgage debt For people who are already in a real estate financing, it is possible to amortize part of the debt with the use of FGTS Futuro. Learn more: Complete guide on the FGTS application That is, it is possible to reduce the amount of the installment currently paid and, in this way, use your Guarantee Fund. Buy or build a property For those who want to buy or build a property, it is possible to use the FGTS Futuro. This allows you to acquire a property with higher installments, that is, a better quality property, or even a more advantageous value for building a new home. Banner 1 – ASA Other ways to withdraw FGTS There are several ways to withdraw FGTS , see below the main ones: Birthday Withdrawal Withdrawal -Birthday is a method of withdrawing part of the FGTS balance , always in the worker's month of birth.

A percentage of the balance plus a portion predetermined by the Government is made available, as you can see in the table below: BRL balance range Aliquot Additional installment BRL Attention: Currently, the cancellation of this modality is being studied, since there is a grace period to return to Withdrawal-Termination. Termination Withdrawal This type of withdrawal is the best known, since when the worker opts for this modality and is fired without mobile number list just cause , he is entitled to withdraw the entire FGTS balance . Important : When opting for the Withdrawal-Aniversary, it is necessary to wait 25 months to return to the Withdrawal-Termination. Therefore, if you opt for the Birthday Withdrawal and have been dismissed without just cause, it will not be possible to withdraw the full amount. But the amounts will be deposited in full into your account. Anticipation of the Birthday Withdrawal The anticipation of the Withdrawal-Birthday is a loan option where the worker can advance up to 10 installments of the FGTS balance.



Learn how to request the birthday withdrawal in 4 steps Important: Payment is made once a year, always deducted from the Guarantee Fund account balance. Therefore, the entire loan amount is blocked. The amount that can be advanced depends on how much is deposited in the FGTS account and follows the table already presented for the Birthday Withdrawal. In case of serious illness and Retirement For cases of serious illness, it will be possible to request a withdrawal of the full amount that is in the FGTS account. Remembering that the looting is only allowed after proof of the disease. Learn more: How to Simulate the FGTS Birthday Withdrawal For new retirees, or those who are already retired by the INSS, but continue to work, it is also possible to withdraw the full amount from the account. worker's death In the event of the worker's death, the heirs may withdraw the full amount from the Guarantee Fund account balance.