What aspects of insurance are really important to you

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There are some aspects of car insurance that, when push comes to shove, are really important. Therefore, you should look closely at whether or not they are included in the policy. The main ones are these:

+ Travel assistance.
If your car leaves you stranded in the middle of the road , chances are you want to have it towed to a garage near you, right? Well, make sure that this is included in your policy. Some insurances only offer limited assistance in kilometers and if you want your car towed further, you will have to pay.

+ Free choice of workshop.
Some companies have commercial agreements with certain workshops and, in the event of an accident, they force you to take the car to them for repair. If you prefer to be the one who chooses where your vehicle is repaired, you should Belgium WhatsApp Number List make sure that your policy includes the free choice of workshop.



+ Theft and fire.
If you opt for third-party insurance, you should include theft and fire coverage in the policy. It is not usually expensive and you have your back in the event of one of these two incidents that will surely force you to buy a new car.

+ Coverage of moons.
Along with theft and fire, for quality/price it is coverage that should not be missing from your insurance. Its cost is very low and it guarantees compensation in the event of damage to the windshield, windows or side windows. If the sunroof was standard, it will also be covered.

+ Replacement vehicle.
The inclusion of this clause in your insurance will depend on the use you are going to make of the vehicle. If you use it sporadically for the occasional trip or only on weekends, it will not be worth it. But if you are a professional driver or use the car daily to go to work, unless you have a second vehicle or a friend can lend you his if necessary, perhaps it would be interesting for you to hire one.

+ Driving on roads.
If you have an SUV and you like to get off the main roads, step on paths and experience nature, make sure that the insurance does not leave you stranded if you have an accident off public roads.

+ Coverage for impact damage against hunting animals.
Can you imagine driving calmly down the road and suddenly running over a deer and having an accident? There are insurances that still do not include this coverage in their policy if you do not contract it separately.

+ Amount of coverage.
Some insurances are very cheap because their coverage is laughable. For example, it is not the same to be compensated with 5,000 euros or 50,000 in case you become disabled after an accident . Therefore, if you are one of those who prefer to cover your back well, take a look at the amount of your insurance coverage.

Tips for buying cheap car insurance
Once you are clear about all these issues, you can request a quote from different companies to compare . Our advice is to start by taking a look at online comparators to get a general idea of ​​the prices and coverage of the different companies. Next, visit at least two traditional insurers with a physical branch and let a professional broker analyze your case and offer you the best possible solution. Don't be in a hurry to hire. Read the policy carefully, coverage by coverage, and do not be left with any doubts. If you don't understand something, ask. Pay special attention to the fine print and do not sign the policy until you are one hundred percent surethat it is good insurance. If you need a little extra help, at Vivus we can offer you a quick loan of up to 1,000 euros (300 if it is the first time you request it) to be able to deal with any unforeseen event that may arise.